Cheap car insurance rates in Winston-Salem are just a click away. Instantly compare top-rated companies, and save hundreds of dollars by choosing the best North Carolina insurers with the lowest prices. Both liability and full-coverage policies are available to all registered drivers. Leased and financed vehicles may be eligible for additional discounts. Forsyth County offers some of the lowest prices for young and older drivers, regardless of the age of the vehicle. The zip codes 27106, 27104, 27108, 27150, and 27120 offer some of the lowest pricing in the state.We also offer the best online rates in many area cities, including Greensboro, Martinsville, Eden, Lexington, Clemmons, High Point, Kernersville, Salisbury, Statesville, and Burlington.
Regardless if you are already covered, or you are currently uninsured, we can help. With more than three decades of experience reviewing and comparing car insurance rates, we shop so you save. Your DMV report can also help reduce prices if there are no at-fault accidents or major violations. We urge all state residents to check your record every three years for accuracy. The DMV can also help you with many administrative changes, such as changing your address and ordering custom license plates. Emissions and safety inspections along with handicapped placards and plates are also handled.
If you need same-day coverage, or a low down-payment on your North Carolina auto policy, we can help. We do all of the shopping for you so you can easily view the best options and apply directly online. If you have been uninsured, or your policy recently lapsed, we will show you the policies that reinstate your coverage quickly with the smallest initial premium. SR-22 Bonds along with license reinstatement help are also offered. A new policy may have to be written if you have been without coverage for a significant amount of time.
The minimum liability requirement for the North Carolina Department of Insurance, is $30,000 per person, $60,000 per accident, and $25,000 of property damage. Uninsured motorist coverage is also a requirement. Collision and comprehensive are typically needed when you finance or lease a vehicle. Towing, substitute transportation and many other optional benefits can be added to policies. Leased vehicles that had no down-payment should also have GAP benefits, which helps pay for depreciation of the vehicle vs. the loan amount. You may also drop this rider at any time. NOTE: The DOI provides many consumer services, including financial evaluation of carriers, agent/broker assistance, and help with Medicare and healthcare.
Do you have a teen driver in the household? Special discounts and programs can help reduce your premium. And yes...Good grades make a difference! Sometimes the savings with a "Good-Student" discount is as much as 20%. A "B" or "80" average is typically required. Seniors on Medicare or any retired person may also be eligible for large reductions, along with the completion of defensive driver courses. A full list of available courses is available upon request.
Instantly view the lowest NC auto insurance rates and get your personalized free online quotes. Simply click on our secure web link below, provide your zip code, and choose one (or more) customized offers. There is no cost or obligation, and you can quickly view multiple quotes. Most companies doing business in Winston-Salem offer specific discounts for Seniors, good students, homeowners, owners of multiple vehicles, and good drivers. Our company-direct pricing and "Best-Rate" quoting system ensures that you will only compare the best offers. If you need to find alternative coverage for vehicles with special license plates or off-road transportation, please let us know. We provide service online or in-person through local experienced brokers. Locations are on Peters Creek Parkway, Summit Square Boulevard, Healy Drive, Cherry Street, Stratford Road, Coliseum Drive, Oakwood Drive, and Robinhood Road.
Local zip codes where we offer the cheapest rates include: 27199, 27152, 27120, 27114, 27109, 27105, 27155, 27127, 27115, 27110, 27106, 27157, 27130, 27116, 27111, 27107, 27198, 27150, 27117, 27113, 27198, and 27104. Forsyth County offers low rates along with surrounding counties Davidson, Yadkin, Stokes, Rockingham, Guilford, Davie, Surry, and Caswell. Owners of classic and antique automobiles can also find affordable policy options.
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