Save time, money and shopping frustration on your NC car insurance policy. Affordable North Carolina auto rates are available. If you're concerned about your prices always increasing, we find the companies that offer the lowest prices. We do all of the research and shopping so you can pay the lowest premium. Both full coverage and liability policies are offered and free online quotes are offered 24/7. New and old vehicle quotes are welcomed. It only takes a moment!
Instantly view the best North Carolina rates and get your personalized free online quotes. Simply click on our secure website link at the bottom of the page, provide your zip code, and click on an insurer for your quote. There is no cost or obligation, and you can quickly receive multiple quotes. 2018 prices are available, and include several new device discounts.
Whether you need high-risk or preferred NC coverage, we'll find the best offers quickly, so you can compare multiple options in less than a minute. If you own classic or vintage automobiles, special prices and policies are available. Stated value policies ensure that you receive the correct amount if you have a claim. Many optional collision and comprehensive deductibles are offered. Even if a car or trick is not regularly driven, you are still required to provide compliant liability coverage on the vehicle. "comprehensive only" coverage can be placed on vehicles that are stored for Winter months.
The NC Division Of Motor Vehicles is an additional resource if you need assistance with licensing or registering your vehicle. They also help enforce the mandated minimum limits of vehicles on the road. If you have upcoming new drivers, you can get free study guides and information that will help your son or daughter better understand the licensing requirements. Voter ID information is also provided on their website. Many carriers offer discounts when youthful drivers receive additional training. After three years of experience on the road, rates often reduce. Five years of claim-free activity will result in additional savings.
The North Carolina minimum required liability limits are $30,000 bodily injury per person, $60,000 per occurrence and an additional $25,000 of property damage. Higher limits can be purchased. Financed or leased vehicles may require additional collision and comprehensive coverage and maximum deductibles (such as $500 or $1,000). The NC Department of Insurance will review rates and filings to ensure consumers are properly protected. They also provide free services to brokers and the general public. Verifying the safety of companies licensed to do business in the state are also tasks they perform. If one of these companies offers or introduces a new product, it is reviewed.
Although we research all NC insurers, often, the companies with the most competitive rates include USAA, Geico, Nationwide, State Farm, Progressive, National General, Erie, and Liberty Mutual. However, many smaller carriers often feature very attractive prices, depending on where you live and the type of vehicles you own. We also consider expert ratings and state complaint ratios to help determine the best options. Customer service (or "no-service") is also considered. Carriers with top-ratings in customer service include Fireman's Fund, Amica, Cincinnati, Erie, Nationwide, Penn National, Victoria, Central Mutual, and Travelers.
Some of the cities with the best car insurance rates in North Carolina include Charlotte, Greensboro, Winston-Salem, Ashville, Greenville, Kannapolis, Salisbury, and Holly Springs. Smaller regional companies often offer the most competitive pricing in less-populated areas. If you have special needs, such as covering a vehicle only part of the year, or a fleet of vehicles, we will search for the most affordable options. NC Counties that offer competitive pricing include Mecklenburg, Wake, Guilford, Cumberland, New Hanover, Gaston, Onslow, and Johnston.
• Post ID: 18755723 northcarolina