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Posted: Friday, December 29, 2017 7:05 PM


Cheap Auto Insurance in Hickory NC in Minutes!
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Just a few minutes of your time could save you a lot of money on your vehicle insurance. Don't pass this opportunity to get cheap automobile insurance in Hickory NC. You could save on full auto coverage insurance and protect your vehicle in the event of accident or theft, or save money with cheap North Carolina liability car insurance. Either way you could save money over the coming year. But you're going to have to see for yourself just how low these rates are. Depending on which coverage you buy, automobile insurance pays for towing, vehicle replacement or repair, rental cars, medical expenses, court costs, and other expenses.

North Carolina requires that drivers purchase an automobile insurance policy that will pay at least $30,000 if one person is injured in an at-fault collision. Motorists must also carry at least $60,000 in insurance to cover multiple people injured in a single accident. In addition, drivers must have at least $25,000 worth of property damage coverage. This is often referred to as 30/60/25 coverage. It's possible to purchase more coverage protection than the minimum level of liability coverage required. Liability auto insurance coverage only protects you if you are responsible for an accident and pays for the injuries to others or damages to their property. It does not provide coverage for you, your passengers, or your property. Property Damage coverage is also available but is a separate coverage and is not required by law. Save money by shopping smart.

If your vehicle is financed your lender will probably require you to carry what is referred to as full coverage insurance which can include comprehensive, collision and other coverage. For example in 2016 the Hickory-Lenoir-Morganton, NC metropolitan area had 729 automobile thefts reported. Basic minimum coverage liability insurance in Hickory does not cover loss by fire, or theft for that matter. A lot of people drop the collision and comprehensive coverage when their vehicles are about five years old because they may only be worth a few thousand dollars.

It certainly wouldn't hurt to check and make sure that you're getting the lowest car insurance rate in Hickory. Saving on your auto insurance has been proven to be the single best way to lower your total automobile operating expenses. Check out the cheapest quotes for car insurance and save up to 60%. Younger drivers are also required to comply with the North Carolina financial responsibility laws. In most cases parents can add their children to their auto policy to satisfy the NC financial responsibility requirements. Some insurance companies offer a discounted rate for teenagers who've completed a Department of Public Safety (DPS)-approved driver education course. Insurers use which kind of car you drive, where you live, how you use your car and the coverage amounts you select to determine the premium costs they will charge you in the city of Hickory NC.

Hickory's population at the 2010 census was 40,093, and an estimated population of 40,361 in 2013. As of the census in 2010, there were 40,093 people, 18,719 households, and 9,952 families residing in the city. There were 18,719 housing units at an average density of 640.4 per square mile. In the city of Hickory the population was spread out with 23.3% under the age of 18, 11.2% from 18 to 24, 30.7% from 25 to 44, 21.3% from 45 to 64, and 13.6% who were 65 years of age or older. The median age was 35 years.

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North Carolina Department of Insurance

30 4th St NW, 28601    google map | yahoo map

• Location: Hickory / Lenoir, North Carolina

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